Privacy Policy

Golden Downs Lifestyle Community and its related companies (referred to in this document as ‘we’, ‘us’ or ‘our’) recognise that your privacy is very important, and we are committed to protecting the personal information we collect from you.  The Privacy Act 1988 (Cth) (Privacy Act), Australian Privacy Principles and registered privacy codes govern the way in which we must manage your personal information. This Privacy Policy sets out how we collect, use, disclose and otherwise manage personal information about you including personal information collected through our website.

What is ‘personal information’?

Personal Information is information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not, and whether the information is recorded in a material form or not.


Types of Information Collected

We may collect and hold personal information about you, that is, information that can identify you, and is relevant to providing you with the services you are seeking.  The kinds of information we typically collect includes name, address, date of birth, phone number, email address, bank account details, electronic information from your use of our website (see further below), and any other information relevant to providing you with the services you are, or someone else you know is, seeking.  We are required to take any steps required to ensure that the information we have collected is accurate, up-to-date, complete and relevant.

Method of Collection

Personal information will generally be collected directly from you through the use of any of our standard forms, over the internet, via email, or through a telephone conversation with you.

There may, however, be some instances where personal information about you will be collected indirectly because it is unreasonable or impractical to collect personal information directly from you. For example, we may also collect personal information about you from third parties acting on your behalf (for instance an Enduring Power of Attorney).

We will usually notify you about these instances as soon as reasonably practicable after the information has been collected.

Unsolicited Personal Information

Where we receive personal information which we did not solicit, and is not required to solicited by us, we will take steps to de-identify the information and ensure its confidential destruction as soon as practicable.

Purpose of Collection

The personal information that we collect and hold about you depends on your interaction with us. Generally, we collect, use and hold your personal information for the purposes of:

With your consent, we may also send you marketing information via commercial electronic message (including SMS or text message) about other services and investment opportunities that we offer that may be of interest to you.

Anonymous Information or Individuals Using Pseudonyms

In order to comply with the requirements of the Anti-Money Laundering and Counter-Terrorism Financing Act and the Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2001 (No 1), we are required to identify unitholders who invest in our managed investment schemes. We are therefore unable to deal with an anonymous person / entity or a person / entity who seeks to deal with us using a pseudonym.

Failure to provide Information

If the personal information you provide to us is incomplete or inaccurate, we may be unable to provide you, or someone else you know, with the services you, or they, are seeking.

Internet Users

If you access our website, we may collect additional personal information about you in the form of your IP address and domain name.

Our website uses cookies. The main purpose of cookies is to identify users and to prepare customised web pages for them. Cookies do not identify you personally, but they may link back to a database record about you. We use cookies to monitor usage of our website and to create a personal record of when you visit our website and what pages you view so that we may serve you more effectively.

Our website may contain links to other websites. We are not responsible for the privacy practices of linked websites and linked websites are not subject to our privacy policies and procedures.

Use and Disclosure

Generally, we only use or disclose personal information about you for the purposes for which it was collected (set out above). We may disclose personal information about you:

We may rely on employee and related bodies; corporate exemptions that are available to us under the Privacy Act when using or disclosing personal information, where applicable.

Government Related Identifiers

We will not adopt a government related identifier of an individual as our own identifier of any individual. We will not disclose a government related identifier of an individual unless
• it is necessary for us to verify an individual’s identity;
• it is reasonably necessary for us to fulfil our obligations to an agency or a State or Territory authority;
• it is required or authorised under an Australian law or a court / tribunal order;
• a permitted general situation exists;
• we reasonably believe that the use or disclosure of the identifier is reasonably necessary for one or more enforcement related activities conducted by, or on behalf of, an enforcement body; or
• is prescribed by the regulations.

Access and Correction

You may request access to personal information we hold about you, by making a written request. We will respond to your request within a reasonable period. We may charge you a reasonable fee for processing your request (but not for making a request for access). We may refuse a request for access to personal information in circumstances prescribed by the Privacy Act. If we refuse to give you access, we will provide you with a written notice that sets out the reasons for our refusal (unless it would be unreasonable to provide those reasons).

If upon receiving access to your personal information, or at any other time, you believe the personal information we hold about you is inaccurate, incomplete or out of date, please let us know immediately. We will take reasonable steps to correct the information so that it is accurate, complete and up to date.

If we refuse to correct your personal information, we will provide you with a written notice that sets out the reasons for our refusal (unless it would be unreasonable to provide those reasons) and provide you with a statement regarding the mechanisms available to you to make a complaint.


We are committed to keeping secure the information we collect from you. We store your personal information about you in different ways, including in paper and in electronic form. We take reasonable measures to ensure that your personal information is stored safely to protect it from loss, misuse, unauthorised access, alteration or disclosure, including electronic and physical security measures. We have implemented a Data Breach Response Plan (Response Plan) which sets out procedures and clear lines of authority for Golden Downs Lifestyle Community employees in the event that Golden Downs Lifestyle Community experiences a data breach (or suspects that a data breach may occur).

Complaints and Feedback

If you wish to make a complaint about a breach of the Privacy Act, Australian Privacy Principles or a privacy code that applies to us, please contact us as set out below and we will take reasonable steps to investigate the complaint and respond to you.

If you have any queries or concerns about our privacy policy or the way we handle your personal information, please contact us at:

Email address:

Telephone: 1300 58 58 82

Australian Privacy Commissioner

If you are not satisfied with our response, you may contact the Australian Privacy Commissioner:

Telephone: 1300 363 992


Changes to this Privacy Policy

This is our current Privacy Policy as at April 2021 outlining our personal information management practices. This Policy replaces any other Privacy Policy published by us. We may make changes to this Policy from time to time.

More Information

For more information about privacy in general, you can visit the Office of the Australian Information Commissioner’s website at